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0px;}.elementor-72362 .elementor-element.elementor-element-02c6b3a{text-align:center;}.elementor-72362 .elementor-element.elementor-element-02c6b3a .elementor-heading-title{font-family:"Open Sans", Sans-serif;}.elementor-72362 .elementor-element.elementor-element-2829501 > .elementor-background-overlay{background-image:url("https://www.billhowe.com/wp-content/uploads/2023/05/wr-post-banner-curve.svg");background-position:bottom center;background-repeat:no-repeat;background-size:contain;opacity:1;transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-72362 .elementor-element.elementor-element-2829501{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:190px 10px 240px 10px;}.elementor-72362 .elementor-element.elementor-element-82b489b > .elementor-widget-container{margin:0px 0px 20px 0px;}.elementor-72362 .elementor-element.elementor-element-82b489b .elementor-heading-title{font-family:"Open Sans", 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border-radius 0.3s, box-shadow 0.3s;padding:60px 10px 55px 10px;}.elementor-72362 .elementor-element.elementor-element-b444352 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-72362 .elementor-element.elementor-element-a12c954 > .elementor-widget-container{padding:0px 0px 24px 0px;}.elementor-72362 .elementor-element.elementor-element-a12c954{text-align:center;}.elementor-72362 .elementor-element.elementor-element-a12c954 .elementor-heading-title{font-family:"Open Sans", Sans-serif;font-weight:700;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-title{background-color:#02010100;color:var( --e-global-color-primary );padding:16px 24px 16px 24px;font-size:16px;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-item + .bdt-ep-accordion-item{margin-top:25px;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-title-text{justify-content:flex-start;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-custom-icon svg{fill:var( --e-global-color-primary );}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-icon{color:#AA2626;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-icon svg{fill:#AA2626;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-content{padding:0px 29px 6px 29px;font-size:14px;line-height:28px;}.elementor-72362 .elementor-element.elementor-element-d32d6fa:not(.elementor-motion-effects-element-type-background), .elementor-72362 .elementor-element.elementor-element-d32d6fa > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#111E3A;}.elementor-72362 .elementor-element.elementor-element-d32d6fa{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:133px 10px 63px 10px;}.elementor-72362 .elementor-element.elementor-element-d32d6fa > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-72362 .elementor-element.elementor-element-a75f9da{padding:0px 10px 0px 10px;}.elementor-72362 .elementor-element.elementor-element-6aba5ad:not(.elementor-motion-effects-element-type-background), .elementor-72362 .elementor-element.elementor-element-6aba5ad > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#EEEEEE;}.elementor-72362 .elementor-element.elementor-element-6aba5ad{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;}.elementor-72362 .elementor-element.elementor-element-6aba5ad > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-72362 .elementor-element.elementor-element-7c15712 > .elementor-element-populated{padding:0px 0px 0px 0px;}@media(max-width:1024px){.elementor-72362 .elementor-element.elementor-element-f0ee84f{padding:10px 0px 10px 0px;}.elementor-72362 .elementor-element.elementor-element-b63dad2 > .elementor-element-populated{padding:10px 10px 10px 10px;}.elementor-72362 .elementor-element.elementor-element-c40bfbd{padding:200px 10px 10px 10px;}.elementor-72362 .elementor-element.elementor-element-2829501{padding:160px 10px 120px 10px;}.elementor-72362 .elementor-element.elementor-element-82b489b .elementor-heading-title{font-size:28px;}.elementor-72362 .elementor-element.elementor-element-bd946c5{padding:30px 0px 60px 0px;}.elementor-72362 .elementor-element.elementor-element-8536385 > .elementor-element-populated{padding:10px 10px 10px 10px;}.elementor-72362 .elementor-element.elementor-element-b444352{padding:50px 0px 50px 0px;}.elementor-72362 .elementor-element.elementor-element-d32d6fa{padding:100px 0px 50px 0px;}.elementor-72362 .elementor-element.elementor-element-a75f9da{padding:100px 10px 190px 10px;}}@media(max-width:767px){.elementor-72362 .elementor-element.elementor-element-da0ad46 > .elementor-background-overlay{background-size:150% auto;}.elementor-72362 .elementor-element.elementor-element-f0ee84f{padding:34px 0px 0px 0px;}.elementor-72362 .elementor-element.elementor-element-b63dad2 > .elementor-element-populated{padding:3px 10px 10px 10px;}.elementor-72362 .elementor-element.elementor-element-84bb489 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-72362 .elementor-element.elementor-element-f7d66d8 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-72362 .elementor-element.elementor-element-8918fa7 .elementor-button{padding:19px 30px 19px 30px;}.elementor-72362 .elementor-element.elementor-element-c40bfbd{padding:140px 10px 0px 10px;}.elementor-72362 .elementor-element.elementor-element-02c6b3a > .elementor-widget-container{margin:0px 0px 24px 0px;}.elementor-72362 .elementor-element.elementor-element-2829501{padding:140px 10px 80px 10px;}.elementor-72362 .elementor-element.elementor-element-82b489b .elementor-heading-title{font-size:24px;}.elementor-72362 .elementor-element.elementor-element-b444352{padding:40px 0px 20px 0px;}.elementor-72362 .elementor-element.elementor-element-a12c954 > .elementor-widget-container{padding:0px 10px 24px 10px;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-title{padding:17px 10px 17px 10px;font-size:14px;}.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-content{padding:0px 10px 20px 10px;}.elementor-72362 .elementor-element.elementor-element-d32d6fa{padding:52px 0px 12px 0px;}.elementor-72362 .elementor-element.elementor-element-a75f9da{padding:64px 0px 154px 0px;}}/* Start custom CSS for section, class: .elementor-element-da0ad46 */.elementor-72362 .elementor-element.elementor-element-da0ad46 > .elementor-background-overlay {
    pointer-events: none;
    background-position: bottom -2px center;
    z-index: 1;
}/* End custom CSS */
/* Start custom CSS for text-editor, class: .elementor-element-4492b06 */.elementor-72362 .elementor-element.elementor-element-4492b06 ul {
    padding-left: 20px;
    margin: 0;
}/* End custom CSS */
/* Start custom CSS for button, class: .elementor-element-8918fa7 */@media screen and (max-width: 372px) {
    .elementor-72362 .elementor-element.elementor-element-8918fa7 .elementor-button.elementor-size-sm {
    padding: 19px 16px;
}
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-f0ee84f *//* Blue Bottom Sec */
.elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
    content: '';
    background-size: cover;
    background-repeat: no-repeat;
    position: absolute;
    left: 0;
    pointer-events: none;
    width: 100%;
    z-index: 1;
}
.elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
    background-image: url('/wp-content/uploads/2023/05/waves-bottom.svg');
    background-position: bottom center;
    height: 200px;
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
        height: 290px;
    }
}
@media screen and (min-width: 1650px) and (max-width: 1920px) {
    .elementor-72362 .elementor-element.elementor-element-f0ee84f {
        padding-bottom: 60px;
    }
    .elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
        height: 260px;
    }
}
@media screen and (min-width: 2441px) and (max-width: 2560px) {
    .elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
        height: 310px;
    }
}
@media screen and (max-width: 767px) {
    .elementor-72362 .elementor-element.elementor-element-f0ee84f:after {
        height: 140px;
    }
}/* End custom CSS */
/* Start custom CSS for shortcode, class: .elementor-element-a6bc196 */@media screen and (max-width: 767px) {
    .elementor-72362 .elementor-element.elementor-element-a6bc196 .elementor-top-section {
        padding: 160px 10px 120px;
    }
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-c40bfbd */@media screen and (min-width: 1650px) {
    .elementor-72362 .elementor-element.elementor-element-c40bfbd {
        padding-top: 240px;
    }
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-c40bfbd {
        padding-top: 260px;
    }
}/* End custom CSS */
/* Start custom CSS for text-editor, class: .elementor-element-c0ef48f */.elementor-72362 .elementor-element.elementor-element-c0ef48f ul {
    padding-left: 20px;
    margin: 0;
}
.elementor-72362 .elementor-element.elementor-element-c0ef48f ul li {
    color: #2E3192;
    font-size: 16px;
    font-weight: bold;
}
.elementor-72362 .elementor-element.elementor-element-c0ef48f p:not(:last-child) {
    margin-bottom: 22px;
}
.elementor-72362 .elementor-element.elementor-element-c0ef48f h2,
.elementor-72362 .elementor-element.elementor-element-c0ef48f h3 {
    margin-bottom: 15px;
}

@media screen and (max-width: 767px) {
    .elementor-72362 .elementor-element.elementor-element-c0ef48f p {
    margin-bottom: 24px;
}
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-2829501 */.elementor-72362 .elementor-element.elementor-element-2829501:before {
    content: '';
    background-size: cover;
    background-repeat: no-repeat;
    position: absolute;
    left: 0;
    pointer-events: none;
    width: 100%;
    z-index: 2;
}

.elementor-72362 .elementor-element.elementor-element-2829501:before {
    background-image: url('/wp-content/uploads/2023/05/blue-top-curve-1.svg');
    top: -10px;
    background-position: bottom center;
    height: 154px;
}

@media screen and (min-width: 1750px) {
    .elementor-72362 .elementor-element.elementor-element-2829501:before {
        height: 174px;
    }
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-2829501 {
        padding-top: 260px;
        padding-bottom: 280px;
    }
    .elementor-72362 .elementor-element.elementor-element-2829501:before {
        height: 210px;
    }
}
@media screen and (min-width: 2441px) and (max-width: 2560px) {
    .elementor-72362 .elementor-element.elementor-element-2829501 {
        padding-top: 280px;
        padding-bottom: 340px;
    }
    .elementor-72362 .elementor-element.elementor-element-2829501:before {
        height: 225px;
    }
}
@media screen and (max-width: 480px) {
    .elementor-72362 .elementor-element.elementor-element-2829501 {
        padding-bottom: 50px;
    }
}/* End custom CSS */
/* Start custom CSS for shortcode, class: .elementor-element-7ad03da */.elementor-72362 .elementor-element.elementor-element-7ad03da .elementor-top-section {
    padding-top: 0;
    padding-bottom: 120px;
}
@media screen and (max-width: 1024px) {
.elementor-72362 .elementor-element.elementor-element-7ad03da .elementor-top-section {
    padding-bottom: 60px;
}
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-bd946c5 */.elementor-72362 .elementor-element.elementor-element-bd946c5:after {
    content: '';
    background-image: url('/wp-content/uploads/2023/04/gd-curve.svg');
    background-size: cover;
    background-position: top center;
    background-repeat: no-repeat;
    position: absolute;
    left: 0;
    bottom: -10px;
    pointer-events: none;
    height: 154px;
    width: 100%;
    z-index: 2;
}

@media screen and (min-width: 1750px) {
    .elementor-72362 .elementor-element.elementor-element-bd946c5:after {
        height: 190px;
    }
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-bd946c5:after {
        height: 230px;
    }
}
@media screen and (min-width: 2441px) and (max-width: 2560px) {
    .elementor-72362 .elementor-element.elementor-element-bd946c5:after {
        height: 244px;
    }
}/* End custom CSS */
/* Start custom CSS for bdt-accordion, class: .elementor-element-42bb34a */.elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-icon {
    position: relative;
    top: -1px;
    right: 5px;
}
.elementor-72362 .elementor-element.elementor-element-42bb34a p strong {
    color: #ed2124
}
@media screen and (max-width: 767px) {
    .elementor-72362 .elementor-element.elementor-element-42bb34a .bdt-ep-accordion-item + .bdt-ep-accordion-item  {
        margin-top: 4px !important;
    }
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-d32d6fa *//* Why Bill Howe - Grey */
.elementor-72362 .elementor-element.elementor-element-d32d6fa:before, .elementor-72362 .elementor-element.elementor-element-d32d6fa:after {
    content: '';
    background-size: cover;
    background-repeat: no-repeat;
    position: absolute;
    left: 0;
    pointer-events: none;
    width: 100%;
    z-index: 2;
}

.elementor-72362 .elementor-element.elementor-element-d32d6fa:before {
    background-image: url('/wp-content/uploads/2023/04/faq-subtraction.svg');
    top: -10px;
    background-position: bottom center;
    height: 108px;
}

.elementor-72362 .elementor-element.elementor-element-d32d6fa:after {
    background-image: url('/wp-content/uploads/2023/04/bill-subtraction.svg');
    bottom: -106px;
    background-position: bottom center;
    height: 108px;
}

@media screen and (min-width: 1750px) {
    .elementor-72362 .elementor-element.elementor-element-d32d6fa:before {
        height: 118px;
    }
    .elementor-72362 .elementor-element.elementor-element-d32d6fa:after {
        bottom: -120px;
        height: 140px;
    }
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-d32d6fa:before {
        height: 145px;
    }
    .elementor-72362 .elementor-element.elementor-element-d32d6fa:after {
        bottom: -140px;
        height: 160px;
    }
}
@media screen and (min-width: 2441px) and (max-width: 2560px) {
    .elementor-72362 .elementor-element.elementor-element-d32d6fa:before {
        height: 150px;
    }
}/* End custom CSS */
/* Start custom CSS for shortcode, class: .elementor-element-5fc1951 */.elementor-72362 .elementor-element.elementor-element-5fc1951 .elementor-top-section {
        padding-top: 75px;
    }
    
@media screen and (max-width: 767px) {
    .elementor-72362 .elementor-element.elementor-element-5fc1951 .elementor-top-section {
        padding: 30px 10px;
    }
}/* End custom CSS */
/* Start custom CSS for section, class: .elementor-element-a75f9da */.elementor-72362 .elementor-element.elementor-element-a75f9da:after {
    content: '';
    background-size: cover;
    background-repeat: no-repeat;
    position: absolute;
    left: 0;
    pointer-events: none;
    width: 100%;
    z-index: 2;
}
.elementor-72362 .elementor-element.elementor-element-a75f9da:after {
    background-image: url('/wp-content/uploads/2023/04/gd-curve.svg');
    bottom: -10px;
    background-position: top center;
    height: 154px;
}


@media screen and (min-width: 1750px) {
    .elementor-72362 .elementor-element.elementor-element-a75f9da:after {
        height: 175px;
    }
}
@media screen and (min-width: 1921px) {
    .elementor-72362 .elementor-element.elementor-element-a75f9da:after {
        height: 210px;
    }
}
@media screen and (min-width: 2441px) and (max-width: 2560px) {
    .elementor-72362 .elementor-element.elementor-element-a75f9da {
        padding-bottom: 240px;
    }
    .elementor-72362 .elementor-element.elementor-element-a75f9da:after {
        height: 222px;
    }
}/* End custom CSS */